Derek Huit · NMLS #203980 · Cardinal Financial

About Derek Huit

Licensed Mortgage Loan Originator with Cardinal Financial Company, Limited Partnership (NMLS #66247). Eighteen years in the mortgage industry — built on straightforward terms and fast, reliable closings.

Licensed in: AK · FL · GA · IL · IN · MI · MT · OK · TX · WA

How Derek works

Mortgages don't have to be confusing. Derek's approach is simple: explain every option in plain language, give you a real pre-approval you can shop with, and communicate clearly all the way to closing day.

  • Straightforward terms — every fee and cost explained in language you can understand.
  • Fast closings — responsive, organized, and proactive through underwriting.
  • Real pre-approvals — based on your full financial picture, not a guess.
  • Available when it matters — to you and your real estate agent, from offer to keys.

Licensing and coverage

Derek Huit, NMLS #203980, is a licensed Mortgage Loan Originator with Cardinal Financial Company, Limited Partnership (NMLS #66247).

Licensed states

Alaska, Florida, Georgia, Illinois, Indiana, Michigan, Montana, Oklahoma, Texas, and Washington.

Primary market

Alaska — Anchorage, the Mat-Su Valley, Fairbanks, and communities statewide, including military families at JBER, Eielson, and Fort Wainwright.

Verify a license

Look up Derek Huit (NMLS #203980) or Cardinal Financial (NMLS #66247) anytime at nmlsconsumeraccess.org.

Let's talk about your goals

A short conversation is all it takes to understand your options — no obligation.

Start My Application

Soft credit pull. Real pre-approval. No obligation.